Authorised DSA · 50+ Banks & NBFCs

Smarter loans,
trusted lenders.

Personal, business, home and property loans at the best available rates — compared across India's top banks and NBFCs, with one expert managing your file till disbursal.

No customer chargesSoft eligibility checkDoorstep documentation
Indicative rates starting from
Personal Loan10.49% p.a.
Business Loan14% p.a.
Home Loan8.35% p.a.
Loan Against Property9.25% p.a.
50+
Lenders
200+
Products
24h
Response

Our banking & NBFC partners

HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank
IDFC FIRST Bank
IndusInd Bank
Yes Bank
AU Small Finance Bank
Bajaj Finserv
Tata Capital
Aditya Birla Capital
L&T Finance
Piramal Finance
Poonawalla Fincorp
Hero FinCorp
Credit Saison India
Godrej Capital
+30 more lenders

Loan products

Finance for every need

Compare offers across lenders without visiting each branch. Rates, amounts and tenures below are indicative.

Starting from
10.49%

Personal Loan

Unsecured loan for weddings, travel, medical needs or debt consolidation.

Loan amount
₹50,000 – ₹50 Lakh
Tenure
12 – 84 months
  • Salaried & self-employed
  • Minimum income ₹20,000/month
  • Disbursal in 24–72 hours
  • Balance transfer & top-up
Apply for Personal Loan
Starting from
14%

Business Loan

Collateral-free working capital and expansion funding for MSMEs and professionals.

Loan amount
₹3 Lakh – ₹1 Crore
Tenure
12 – 60 months
  • Business vintage 2+ years
  • GST / ITR based programs
  • Doctors & CA special schemes
  • Flexi / dropline options
Apply for Business Loan
Starting from
8.35%

Home Loan

Purchase, construction, renovation or balance transfer of your home loan.

Loan amount
Up to ₹10 Crore
Tenure
Up to 30 years
  • Up to 90% of property value
  • PMAY benefits where eligible
  • Low-rate balance transfer
  • Top-up on existing loan
Apply for Home Loan
Starting from
9.25%

Loan Against Property

Unlock funds from residential, commercial or industrial property you own.

Loan amount
₹10 Lakh – ₹15 Crore
Tenure
Up to 15 years
  • Up to 70% of market value
  • Lease rental discounting
  • Business & personal use
  • Overdraft facility available
Apply for Loan Against Property
Starting from
Lender-specific

Overdraft / OD

A revolving credit line — pay interest only on the amount you use.

Loan amount
₹5 Lakh – ₹5 Crore
Tenure
12 months renewable
  • Secured & unsecured OD
  • CGTMSE-backed options
  • Annual renewal
  • Withdraw anytime
Apply for Overdraft / OD
Starting from
Lifetime free options

Credit Cards

Cashback, travel, fuel and rewards cards from India's leading banks.

Loan amount
Limit as per profile
Tenure
—
  • Instant digital approval
  • Card against FD
  • Lounge & reward benefits
  • No-cost EMI offers
Apply for Credit Cards

Why choose N1X FinTech

50+ lenders, one window

Public, private, small finance banks and NBFCs.

Best-rate comparison

We negotiate interest rates and processing fees for you.

Faster approvals

Right lender first time — fewer rejections, faster sanction.

Safe & confidential

Your documents are stored securely and shared only with your lender.

How it works

01

Share requirement

Fill a short form or call us. We check your eligibility across lenders — no impact on your credit score.

02

Best lender match

We compare rates, fees and approval chances, then submit your file to the right banks and NBFCs.

03

Documentation

Doorstep / digital document collection and complete follow-up with the lender's credit team.

04

Sanction & disbursal

We track your file until sanction and the money reaches your account.

For connectors & DSAs

Partner with N1X and earn on every disbursal

Insurance advisors, real-estate agents, CAs and freelancers — refer customers and earn competitive payouts with full online tracking.

Become a partner
  • Payout on disbursed amount
  • Dedicated relationship manager
  • Live file status tracking
  • Transparent lender-wise grids

Frequently asked questions